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What a Licensed Medicare Agent Actually Does
Understanding how agents are paid and what they can help with can make the process feel a lot less intimidating.
Talk to a Licensed Agent: (302) 407-0876How Agents Help
A licensed Medicare agent can walk you through how Parts A, B, C, and D work, compare specific plans against your doctors, prescriptions, and budget, and help you understand enrollment deadlines so you avoid late enrollment penalties.
Agents are typically paid by insurance carriers, not by you directly, so working with one usually doesn't cost you anything out of pocket. Many also offer a yearly review during the Annual Enrollment Period to check whether your current plan is still the best fit as your health needs or a plan's costs and coverage change.
Compare Medicare Plans Available in Your Area
Speak with a licensed insurance agent at no cost or obligation
Call (302) 407-0876Captive vs. Independent Agents
A captive agent represents a single insurance carrier, while an independent agent or broker can compare plans across multiple carriers. Neither is automatically 'better' — it depends on whether you want a broad comparison or are already set on a specific carrier.
Before you call, it helps to have your Medicare card, a list of your current medications and dosages, your doctors' names, and a rough budget in mind — it makes the conversation faster and the comparison more useful.
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Official Government Resources