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Medicare Advantage Dental, Vision & Hearing Coverage

Original Medicare excludes most routine dental, vision, and hearing care — here's how Medicare Advantage plans fill that gap.

Talk to a Licensed Agent: (302) 407-0876

What's Typically Included

Original Medicare generally excludes routine dental, vision, and hearing care. Many Medicare Advantage plans add these as supplemental benefits, though exactly what's included varies significantly by plan.

Dental benefits often cover preventive care like cleanings, exams, and X-rays, and sometimes extend to basic care like fillings and extractions, or major care like crowns and dentures — usually subject to an annual dollar maximum. Vision benefits typically include an annual eye exam plus an allowance toward frames or contacts. Hearing benefits often include a routine hearing exam and an allowance toward hearing aids, including fitting and adjustment.

Compare Medicare Plans Available in Your Area

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What to Check Before You Enroll

Because dental, vision, and hearing benefits vary so much by plan, don't assume 'includes dental' means the same thing across two different plans — compare the actual annual maximums, allowances, and provider networks side by side.

Also check whether the plan restricts you to a specific network of dentists, optical retailers, or hearing aid brands, since out-of-network care for these benefits is often not covered at all.

Frequently Asked Questions

Original Medicare covers dental care only in limited circumstances tied to a covered medical procedure — it does not cover routine cleanings, fillings, or dentures.