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How to Get Medicare Coverage
Learn who qualifies, when to enroll, and what to do after you receive Medicare.
Talk to a Licensed Agent: (302) 407-0876Getting started with Medicare comes down to three things: knowing when you're eligible, knowing your enrollment window, and understanding the coverage paths available once you're enrolled. Most people become eligible for Medicare at age 65, or earlier if they receive Social Security or Railroad Retirement Board disability benefits for 24 months, or have End-Stage Renal Disease or ALS.
Confirm Eligibility
Most people qualify at 65, or earlier with certain disabilities or conditions.
Know Your Window
Your Initial Enrollment Period is seven months long, centered on your birthday month.
Choose Your Path
Stay with Original Medicare and add Part D/Medigap, or choose Medicare Advantage.
Your Initial Enrollment Period
Your Initial Enrollment Period is a seven-month window that begins three months before the month you turn 65, includes your birthday month, and ends three months after. Signing up during this window helps you avoid late enrollment penalties and gaps in coverage.
Choosing Your Coverage Path
Once you have Part A and Part B, you can choose to stay with Original Medicare and add a standalone Part D drug plan and/or a Medicare Supplement (Medigap) policy, or switch to a Medicare Advantage plan instead. Neither path is universally better — it depends on your doctors, prescriptions, budget, and how much provider flexibility matters to you.
Not Sure Where to Start With Medicare?
Speak with a licensed insurance agent at no cost or obligation
Call (302) 407-0876