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Does Medicare Cover Dermatology?

Medically necessary dermatology is covered; cosmetic treatments generally aren't.

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What's Covered and What Isn't

Medicare covers dermatology visits when they're medically necessary — for example, diagnosing or treating skin cancer, or managing a chronic skin condition. Purely cosmetic procedures, routine acne treatment, and anti-aging treatments generally aren't covered.

Screenings are covered if you have signs of skin cancer or a strong family history, but a routine skin check with no symptoms or risk factors typically isn't a covered service on its own.

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What You'll Pay

For covered dermatology care under Original Medicare, you'll typically pay the Part B deductible plus 20% coinsurance. If you see a provider who doesn't accept Medicare's approved amount as full payment, they may be able to add a limited excess charge on top of your coinsurance.

A Medicare Advantage plan may require a referral from your primary care doctor and prior authorization before you see a dermatologist. A Medigap policy can help offset the coinsurance and excess charges if you have Original Medicare.

Frequently Asked Questions

If it's medically necessary — for example, the mole shows signs of being cancerous — it's typically covered. Removal purely for cosmetic reasons generally isn't.